by Lou Barberini | Mar 2, 2023 | Uncategorized
Historically, it was advisable for investors to balance their investments and/or their retirements accounts between fixed income investments and stock/mutual fund investments. Fixed income investments could be described as certificates of deposits, stable value...
by Lou Barberini | Jan 19, 2023 | Uncategorized
In my November 2nd column, I questioned how self-appraised real estate investments purchased by public pensions, like the San Francisco Employees’ Retirement System (SFERS), had appreciated in value, while at the same time comparable investments that are...
by Lou Barberini | Sep 22, 2022 | Uncategorized
Writer’s note: I was quoted and a portion of my subject matter from this article later appeared in the Wall Street Journal. Though my article is more about the psychology of taking taking “in-kind distributions” from an IRA at depressed share prices, and marrying...
by Lou Barberini | Jun 23, 2022 | Uncategorized
Ok, ok, that’s just a teaser line. But there is truth to the title, and it affects every employee in the country—not just public safety employees. Daily, and in every business or municipal jurisdiction, employees are approached by salespersons at fund companies...
by Lou Barberini | Apr 22, 2022 | Uncategorized
Prior to Covid, insurance agents were provided access to SFPD and other jurisdiction’s lineups (roll calls) to pitch their products. It appears that many insurance agents perceive public safety employees’ lifetime of predictable income similar to a highly paid...
by Lou Barberini | Mar 2, 2022 | Uncategorized
If you work for the city or if you are a city taxpayer, you should be concerned that the ultimate responsibility for the viability of the San Francisco public employees’ pension falls on your shoulders. With that in mind, consider this question: Would you prefer 1,000...
